I Called the FDIC and spoke to a representative and he told me that most likely it is a bogus check but to check with Northern trustwhich I already did. It was for over $800. I also tried to google Bank of America Payment Processing Center.they do not have one at the address or phone number listed on this check and thats what they claimed to be when I called. Serve by AMEX is the BEST and cheapest card to use. It was sent through Online Bill Payment Processing Center phone #: 800-243-2508. Seriously! A: Its one of the safest ways for your business to pay bills. In the register, locate then open the transaction you want to inquire about. If the payee accepts electronic funds transfers (most banks, utility companies, and sizable businesses do), the payee receives payment the on the next banking day if the bank account holder orders the payment before the cutoff time (I believe the cutoff is 4:00 PM Pacific Time); some payees receive electronic funds transfers the same day if ordered before the cutoff time. I see now that Its a payment center, but the payer is not correct.